Launched in 2020, Panama's Golden Visa (Investor Visa) program offers one of the most efficient residency-by-investment pathways in the world. With processing times as fast as 30 working days and the ability to apply completely remotely, it's the ideal solution for investors seeking a secure Plan B without disruption to their current lifestyle.
Key Advantages of the Golden Investor Visa
Lightning Fast
Processing in just 45 working days – the fastest residency option in Panama.
Apply Remotely
Complete the entire process without stepping foot in Panama. No travel required.
Flexibility
Multiple investment options to suit your financial strategy and goals.
VIP Treatment
Dedicated counter at immigration for priority processing of investor applications.
All-in-One Process
Single application grants both permanent residency, your Panamanian identity card (cédula) and Panama Travel Passport.
Investment Options
The Golden Visa program offers three flexible investment categories. Choose the option that best aligns with your financial goals.
Option 1: Real Estate Investment
Minimum Investment
$300,000 USD (cadastral value)
Property Types
Houses, apartments, commercial spaces, agricultural land
Flexibility
Can combine multiple properties to reach the minimum
Pre-construction
✓ Allowed and popular
Holding Period
Minimum 5 years
Option 2: Securities Investment
Minimum Investment
$500,000 USD
Investment Type
Stocks, bonds, and other financial instruments.
Where
Through a licensed securities house in Panama
Holding Period
Minimum 5 years
Why?
Why this option? Ideal for sophisticated investors who prefer liquid, diversified financial investments while obtaining residency.
Option 3: Time Deposit (Certificate of Deposit)
Minimum Investment
$750,000 USD
Investment Type
Certificate of Deposit (CD) with a Panamanian bank
Funds Origin
Must be from a foreign source
Holding Period
Minimum 5 years
Why?
Why this option? The safest, most straightforward option – park your funds in a secured bank deposit and let your money work for your residency.
What You’ll Pay: A Transparent Fee Breakdown
On request
Due to the investment amount and the need to coordinate banking, trust and immigration aspects, this service is offered only on a bespoke, case-by-case basis. Legal fees, government fees and third-party costs are quoted individually after an initial assessment.
Frequently Asked Questions
Do I need to travel to Panama at any point?
No. The entire application process can be completed remotely. Your final residency card can be mailed to you or picked up by a representative.
Can I include my family in the application?
Yes. Your spouse and children under 18 can be included as dependents.
Can I combine different investment types?
For real estate, you can combine multiple properties. However, you cannot mix across categories (e.g., real estate + securities). Choose one path.
What happens after 5 years?
After maintaining your investment for 5 years, you are free to liquidate it without affecting your residency status.
Is there a physical presence requirement?
No minimum stay is required. You must visit Panama at least once every two years to maintain residency, but this can be a short visit.
Can I work in Panama with this visa?
Yes. The Golden Visa grants you the right to live, work, and conduct business in Panama.